How it Works

Supercharge Your Workflow with Micah™

1

Sit back while Micah digitizes your document data in seconds, eliminating virtually all manual entry.

2

With automated spreading, instantly map data to the relevant financial statements. Instead of formatting spreadsheets, underwriters can skip straight to their analysis.

3

Easily generate credit memos on the fly using templates customized around your lending policy.

4

Don’t get delayed by changes. Our centralized system allows quick, easy editing throughout the process.

5

Easily access audit-friendly data and over time, gain deeper insights into your credit portfolio

A Better Employee Experience

Automate manual data entry so underwriters can focus on higher-impact analysis — sooner.

Why Micah?

Want to reach credit decisions days before other lenders?

FAQs

Does Micah adapt to our bank's loan policy?

Our Story

Justin Bjerkaas’ frustrations as a banker drove him to improve the lending experience